Best Car Insurance Companies

Keys on insurance policy

The best car insurance companies offer excellent customer service, insurance options for every need, and competitive pricing. The following insurance companies have been rated by customers and industry groups as the best in the business.

1. Amica Mutual Insurance Company

J.D. Power and Associates, a consumer ratings and research group, named Amica Mutual Insurance Company the best car insurance company, with a rating of "among the best" in overall experience, policy offerings, pricing, and contacting the insurer. In March 2006, a survey of Consumer Reports readers found Amica Mutual earned a 93 percent satisfaction rating from current customers, making it the number two auto insurance company on the list.

Website: Amica Mutual Insurance Company

2. United Services Automobile Association (USAA)

In the J.D. Power and Associates study, USAA ranked as "among the best" in all areas: overall experience, policy offerings, pricing, and contacting the insurer. However, it was not named the best car insurance company because it only offers policies to customers with military ties. Consumer Reports readers gave USAA a 92 percent satisfaction rating, coming in at third place.

Website: United Services Automobile Association (USAA)

3. New Jersey Manufacturers Insurance Company

Consumer Reports readers named New Jersey Manufacturers Insurance Company the best car insurance company, with a 94 percent satisfaction rating. Unfortunately, as its name suggests, this company only offers insurance policies to people employed by the New Jersey Business & Industry Association or the State of New Jersey.

Website: New Jersey Manufacturers Insurance Company

4. State Farm Insurance

In the J.D. Power and Associates study, State Farm was rated "better than most" in the areas of overall experience, policy offerings, and contacting the insurer, but "about average" in price. Consumer Reports readers gave the company an 89 percent satisfaction rating, putting it in seventh place among insurers.

Website: State Farm Insurance

5. Erie Insurance Group

J.D. Power and Associates named Erie "better than most" in all four ranked areas. Consumer Reports readers gave it an 87 percent satisfaction rating, rounding out the top ten car insurance companies. Erie Insurance is only available in areas of the East, Southeast, and Midwest, with coverage in 11 states and the District of Columbia.

Website: Erie Insurance Group

6. GEICO

GEICO earned an 86 percent satisfaction rating from Consumer Reports readers. J.D. Power and Associates found GEICO to be "better than most" when it comes to policy offering and pricing, but "about average" in the areas of overall experience and contacting the insurer.

Website: GEICO

7. Club of Southern California (ACSC)

J.D. Power and Associates rated the ACSC "better than most" in policy offerings and pricing, but "about average" in overall experience and contacting the insurer. The ACSC only provides coverage to residents of Southern California, and as an American Automobile Association (AAA) affiliate, membership in AAA is required to obtain a policy.

Website: Club of Southern California (ACSC)

Best Car Insurance Companies